» The Card Values. The numbered cards (2-10) have a numerical value equal to the number printed on the card. All face cards (Jack, Queen and King) as well as Tens have the value of ten. In blackjack card suits are of no importance. The value of the ace seems to confuse some players under the "heat of the action". You can count the ace as eleven until a count of eleven will put your hand over twenty-one, then you can count the ace as one Card Value in Blackjack

» Soft and Hard Hands. If you have an ace in your hand that counts as eleven, you have what is known as a "soft hand". If you hold no aces or have an ace in your hand that counts as one, you have a "hard hand". Think of an ace in your hand as "soft" because the hand value can always be reduced. You can never bust when you hit a soft hand Soft and Hard Hands in Blackjack

» Insurance. The insurance option is simply another form of wager that is offered to the players when the dealer has an ace showing. The insurance bet costs one-half your original wager, and the payoff is 2:1. If you win the insurance bet, the dealer will pay you by simply leaving your original wager on the table Insurance

» Surrender. The surrender rule allows you to surrender any two card hand along with one-half his original wager. Many casinos do not allow any form of surrender rule. "Early Surrender" allows a player to surrender his hand even before a dealer can determine whether he has a blackjack Surrender

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