» The Card Values. All face cards (Jack, Queen and King) as well as Tens have the value of ten. Aces may be counted as either eleven or one. The value of the ace seems to confuse some players under the "heat of the action". It si up to you to decide how to value aces. You can count the ace as eleven until a count of eleven will put your hand over twenty-one, then you can count the ace as one Card Value in Blackjack

» Soft and Hard Hands. Aces can be valued differently. If you hold no aces or have an ace in your hand that counts as one, you have a "hard hand". If you have a soft hand, you hold a distinct advantage over the dealer. You can never bust when you hit a soft hand Soft and Hard Hands in Blackjack

» Insurance. The insurance option is simply another form of wager that is offered to the players when the dealer has an ace showing. If you think that the dealer has a blackjack you can take the insurance. If you win the insurance bet, the dealer will pay you by simply leaving your original wager on the table Insurance

» The surrender rule allows you to surrender any two card hand along with one-half his original wager. There are two prevalent forms of the surrender rule. "Late Surrender" doesn't allow the player to surrender until the dealer has ascertained that he does not have a blackjack. "Early Surrender" allows a player to surrender his hand even before a dealer can determine whether he has a blackjack Surrender

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